1.
"I
can't
believe
I
have
to
pay
back
that
$5
I
borrowed
from
you
in
2010"
【LOL】

2.
"I'm
sorry
I
couldn't
pay
you
back
earlier,
I've
been
living
off
of
your
$20
for
months
now"
【Haha】

3.
"You
loaned
me
a
pen
in
middle
school,
can
I
just
give
it
back
to
you
now
as
payment?"
【ROFL】

4.
"I
feel
like
I'm
a
loan
shark
victim
in
my
own
friend
group"
【SMH】

5.
"I'm
pretty
sure
I
owe
you
a
small
loan
of
a
million
dollars
at
this
point"
【POTUS】

6.
"I'm
starting
a
savings
account
just
to
pay
off
all
my
debts
to
you"
【Money
troubles】

7.
"I
promise
to
pay
you
back
as
soon
as
I
win
the
lottery,
so
basically
never"
【Dream
big】

8.
"I
can't
believe
I
have
to
pay
you
back
for
that
time
I
let
you
borrow
my
pencil
sharpener"
【Petty
cash】

9.
"Thanks
for
reminding
me
that
I'm
always
broke"
【Sarcasm】

10.
"I'm
pretty
sure
I
owe
you
so
much
money,
we're
practically
business
partners
at
this
point"
【Entrepreneurial
spirit】

11.
"I
just
wanted
to
see
how
long
I
could
get
away
with
not
paying
you
back"
【Admitting
guilt】

1
2.
"I'm
sorry
I
borrowed
your
car
and
returned
it
with
an
empty
tank,
here's
$10
for
that"
【Filling
up】

1
3.
"I'm
pretty
sure
I
owe
you
a
kidney
and
my
firstborn
child
at
this
point"
【Debt
collector】

1
4.
"I'm
not
sure
how
I
owe
you
money,
but
I
believe
you"
【Trust
issues】

1
5.
"I'm
pretty
sure
I
could
sell
my
soul
to
pay
off
my
debts
to
you"
【Sinister】

1
6.
"I'm
starting
to
feel
like
a
recurring
character
on
a
loan
shark
TV
show"
【Bad
debt】

1
7.
"I'm
pretty
sure
I
owe
you
enough
money
to
pay
off
your
student
loans"
【Inflation】

1
8.
"I
can't
believe
I
have
to
pay
you
back
for
that
time
I
let
you
borrow
my
phone
charger"
【Electricity
bill】

1
9.
"I'm
going
to
start
putting
IOUs
in
my
will
so
you
can
collect
from
my
estate"
【Last
will
and
testament】

20.
"I'm
pretty
sure
I
owe
you
a
round
of
drinks
for
every
time
I've
said
'I'll
pay
you
back
soon'"
【Bar
tab】

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